This latest Innova802 episode had the crew of Scott Graves, Ryan Munn and Will Jeffries exploring different sides of the question, 'Who owns this?'

We explored the issue surrounding last spring's decision by Spotify to set limits on how they pay royalties to artists, something Scott takes issue with since his days in the industry.  This affects all creatives utilizing Spotify as a platform, including many local Vermonters and other rural artists.

Will and Ryan offer a look at two Vermont-centric areas to take more advantage of.  One is to apply the principles of employee ownership to more entrepreneurial pursuits such as they are in Vermont.

Ryan takes us into the world of captive insurance.  This risk specialty marketplace is a true emphasis of Vermont's economy and a unique opportunity according to Ryan to expand upon as a strength of ours.

Three ways to ask, 'Who Owns This?' are up next in our Innova802 series on rural tech with a Vermont perspective.

Thanks to show sponsor Black River Innovation Campus for hosting our episode session.