Chris Skinner is a bestselling author, independent commentator, and globally sought-after expert on financial markets and technology through his critically acclaimed website, The Finanser.

More about our guest:

Chris has been voted one of the most influential people in financial technology by the Wall Street Journal’s Financial News, and has been an advisor to the White House, the World Bank, the World Economic Forum, and the United Nations. He is a visiting lecturer with Cambridge University as well as a TEDx speaker and is Chair of Nordic Future Innovation and a non-executive director of 11:FS.  

Chris is also the author of sixteen best-selling books, including Digital Bank, ValueWeb and Digital Human as well as a children’s book series, Captain Cake and the Candy Crew. His newest book, Digital For Good: Stand for something…or you will fall has recently been released last June 1, 2022.  

He is also a regular commentator on BBC News, Sky News, CNBC and Bloomberg, Chris serves on various financial and fintech advisory boards, including B-Hive, Bankex, empowr, IoV42, Innovate Finance, Life.SREDA, Moven, Meniga, Pintail, Project Exscudo and Token Fund.  

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Episode Guide:

0:00 - Intro

1:34 - What is Innovation?

3:12 - Innovation before primetime

5:20 - Financial Services, 3G-to-5G evolution, cloud computing, 3d printing

7:33 - Facial Recognition: Mastercard and Alipay

8 :36 - Defining 'Innovation Reapplication'

9:58 - Wallet applications

14:19 - Cash Machines: Why online banks still open physical branches

17:28 - Upcoming Trends: Technology in Financial Industry

21:01 - Blog post: "The best job in banking: Chief Cannibal"

23:24 - What isn't innovation?  

26:12 - Changes in the music industry

28:15 - FinTech: innovations behind the scenes

29:35 - Brazil's Nubank

31:01 - China's Alipay and WeChat Pay

33:20 - "Bankenstien"

3402 - Advice for innovators

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Resources Mentioned: 

Companies/Institutions: 

• Alipay
• WeChat Pay
• Brazil's Nubank

Blogs:

• The Finanser
• The best job in banking: Chief Cannibal by Chris Skinner

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OUTLAST Consulting offers professional development and strategic advisory services in the areas of innovation and diversity management.