In this episode of the Hoxton Life podcast, Chris sits down with Freddie Streeter from Pacific Asset Management to unpack the thinking behind a powerful new partnership.

 Together, they've built five risk-rated portfolios designed not around spreadsheets, but around real people - grounded in simplicity, discipline, and behavioural insight.

They discuss:

• Why "alpha is in the advice"
• The rise of passive investing and what it really means
• How PAM’s technology supports clearer, faster communication
• How Hoxton’s planning philosophy shaped the portfolios
• The importance of staying invested and avoiding emotional decisions

This isn’t just an investment strategy. It’s a modern approach to financial planning, co-created for long-term success.

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