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Lovely listener, share with us your thoughts!
In this episode, Alex Khomyakov sits down with Hanif Nezhad, Co-Founder of Neco Solutions — a fintech software company building platforms for neobanking, wealth management, and algorithmic trading. Hanif’s journey spans high-frequency trading systems, white-label robo-advisors (including one acquired by ING), and the launch of Options Robot, an automated options-management product for U.S. retail traders.
They dive into the realities of building fintech products under compliance pressure, why European regulation often crushes innovation, how U.S. markets differ, and what it truly takes to design technology that financial institutions can trust. Along the way, Hanif shares candid lessons from dealing with banks, navigating regulatory fog, scaling wealth platforms, and adapting to the rise of AI in software development.
Timestamps:
00:00 – Intro teaser about banks, pensions, and bad fintech UX.
00:20 – Host introduces Hanif and the episode topics.
01:20 – Hanif’s path from Dubai to Poland and into fintech at Empirica.
03:10 – Founding Neco Solutions, early projects, and focus on products.
06:20 – Building for exchanges and banks as a small team; first crypto wave impact.
08:40 – Regulation as a “monster”: EU vs US rules and broken onboarding UX.
13:15 – How Hanif learns regulations, works with lawyers, and uses sandboxes.
18:40 – ING robo‑advisor: scope was easy, integration and contracts were hard.
26:15 – Enterprise sales: long bank timelines and “plan for the worst” mindset.
31:40 – Europe vs US: UX, go‑to‑market, and pension systems shaping investors.
38:20 – AI in fintech: robo‑advisors, black‑box limits, and impact on developers.
38:45 – Team culture, accountability, remote setup, and closing remarks
🎙 Guest
Hanif Nezhad
Co-Founder & Product Lead, Neco Solutions
🔗 LinkedIn:
https://www.linkedin.com/in/hanif-nezhad-b9450285/
Thank you for listening!
SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast
Connect with Productera:
Website: https://productera.io
Linkedin: / alexkhomyakov
Become a guest: https://productera.io/podcast
By Alex KhomyakovLovely listener, share with us your thoughts!
In this episode, Alex Khomyakov sits down with Hanif Nezhad, Co-Founder of Neco Solutions — a fintech software company building platforms for neobanking, wealth management, and algorithmic trading. Hanif’s journey spans high-frequency trading systems, white-label robo-advisors (including one acquired by ING), and the launch of Options Robot, an automated options-management product for U.S. retail traders.
They dive into the realities of building fintech products under compliance pressure, why European regulation often crushes innovation, how U.S. markets differ, and what it truly takes to design technology that financial institutions can trust. Along the way, Hanif shares candid lessons from dealing with banks, navigating regulatory fog, scaling wealth platforms, and adapting to the rise of AI in software development.
Timestamps:
00:00 – Intro teaser about banks, pensions, and bad fintech UX.
00:20 – Host introduces Hanif and the episode topics.
01:20 – Hanif’s path from Dubai to Poland and into fintech at Empirica.
03:10 – Founding Neco Solutions, early projects, and focus on products.
06:20 – Building for exchanges and banks as a small team; first crypto wave impact.
08:40 – Regulation as a “monster”: EU vs US rules and broken onboarding UX.
13:15 – How Hanif learns regulations, works with lawyers, and uses sandboxes.
18:40 – ING robo‑advisor: scope was easy, integration and contracts were hard.
26:15 – Enterprise sales: long bank timelines and “plan for the worst” mindset.
31:40 – Europe vs US: UX, go‑to‑market, and pension systems shaping investors.
38:20 – AI in fintech: robo‑advisors, black‑box limits, and impact on developers.
38:45 – Team culture, accountability, remote setup, and closing remarks
🎙 Guest
Hanif Nezhad
Co-Founder & Product Lead, Neco Solutions
🔗 LinkedIn:
https://www.linkedin.com/in/hanif-nezhad-b9450285/
Thank you for listening!
SUBSCRIBE to the YouTube channel here: https://www.youtube.com/@CuriosityCodePodcast
Connect with Productera:
Website: https://productera.io
Linkedin: / alexkhomyakov
Become a guest: https://productera.io/podcast