In this episode, we're talking about 4 must-have money talks with your partner or family. You know, the kind that can feel a bit awkward but are totally crucial if you want to keep things smooth in the finance department.

If you've ever felt nervous about bringing up the budget or debt with your loved ones, or if you're just not sure how to start that kind of conversation, this one's for you. I'm pulling from my own life (yep, all the messy and successful bits) to help you see you're not alone in this.

You Will Learn:

• Dreaming Together: How to talk about saving up for big dreams without making it feel like a math test.
• Debt Doesn't Have to be Scary: How to share your debt stories without shame and tackle them as a team.
• Spending Habits: I'll share how my husband and I learned to handle our very different spending styles without arguments.
• Emergency Funds: Because life throws curveballs, and I'll tell you why having a safety net is a game-changer.

Grab your favorite drink, get comfy, and let's break down these conversations into simple, doable steps. 

Check out Axos ONE's savings and checking bundle: http://axosbank.com/allison 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

How can parents teach their teens millionaire habits that lead to lifelong financial success? In this episode, I sit down with Maya Corbic, founder of the Wealthy Kids Investment Club. 

Together, we discuss practical ways parents can help their teens build habits of saving, budgeting, and investing that set them up for financial independence.

You’ll walk away with actionable tips to teach your teen about managing money, investing wisely, and practicing delayed gratification.

If you’re a parent ready to raise financially independent kids, this episode is for you!

Connect with Maya:

Instagram: @teach.kids.money

Wealthy Kids Investment Club: https://www.wealthykids.club/ 

Book: From Piggy Banks to Stocks 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

I'm not going to lie to you - I'm a little bit nervous about releasing this episode. 

Partly because I'm talking about something that I have experience in, but not professional training in. And also, because I'm going to be very vulnerable and open here. I'm going to be sharing something about myself that not a lot of people know about. And usually, when they do find out about it, they're pretty shocked. And that is: I struggle with anxiety and depression. 

I need to add this disclaimer: I am not a therapist. I am not a psychiatrist. My experiences with the subject that I'm speaking on today stem from my own personal experiences. 

If you've ever battled with anxiety or depression, you understand that our money doesn't care about our mental status. Life still goes on. Bills still need to be paid. This is why it's so important to create systems and safeguards for our money so that when our mental state isn't the best, our money can still do what it needs to do. 

In this episode, I'm sharing the 5 things you can set in motion TODAY to ensure you thrive financially in the midst of anxiety, depression, and/or financial stress! 

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Sleep expert Terry Cralle, MS, RN, joins the Inspired Budget Podcast to share how sleep impacts every part of our lives—from decision-making to financial health. Discover why sleep deprivation can lead to impulsive spending, poor judgment, and chronic stress, and learn actionable tips for improving your sleep habits.

What You’ll Learn:

• How lack of sleep affects finances and decision-making
• Practical tips for better sleep hygiene
• Why sleep is the ultimate self-care

Connect with Terry at Better Sleep Council and discover how prioritizing sleep can improve your life!

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Join us for this special Q&A episode of the Inspired Budget Podcast! Today, Allison answers your questions about everything from managing a tax refund to setting up your bank accounts and budgeting after losing your job. 

Questions We Answer:

1. How should I use my tax refund? Should I save it, pay off debt, or spend it?
2. What kinds of bank accounts should I have, and how should I split my money between them?
3. What’s the best way to budget if I've been laid off?

If you're looking for straightforward, useful advice on these topics, you're in the right place!

Links Mentioned:

• The high yield savings account that I love.
• Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, I’m sharing how our family of four saves money across different areas of our daily lives. If you’ve ever felt overwhelmed by your bills or unsure how to make your money go further, this episode is packed with real, doable tips and examples from our own life.

I’ll walk you through six effective ways we reduce costs—from managing household bills like car insurance and cell plans, to smart shopping for groceries, and even cutting costs on utilities and subscriptions. These aren’t just tips; these are real strategies that my family uses every month to maintain financial freedom without sacrificing the things we enjoy.

If you're looking to save more money without cutting back on fun, then this episode is for you!

Links Mentioned:

Save money on your cell phone with Visible

Scan your grocery receipts with Fetch Rewards

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

I’m thrilled to share this candid conversation with my good friend, Chris Browning of Popcorn Finance, as we dive into our goals for 2025. 

Together, we explore a range of personal and financial aspirations, from innovative family finance strategies—like my plan to hire my son and kickstart his savings with a Roth IRA—to our fitness journeys, focusing on strength training and significant weight loss goals. 

Join us for a motivational session that is perfect for anyone eager to set their own goals and pursue meaningful change in the upcoming year.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Kick off 2025 with Allison Baggerly on the Inspired Budget Podcast as she guides you through breaking free from living paycheck to paycheck. This episode isn’t just about scraping by; it’s about creating a financially stable future. 

Whether you’re struggling at the end of each month or just looking to improve your financial situation, this episode has actionable advice for everyone.

What You'll Learn:

• Practical steps to stop living paycheck to paycheck.
• How to set up safeguards to protect against financial surprises.
• Strategies to increase income and reduce major expenses.
• Tips for staying motivated and persistent in your financial journey.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

Ready to set yourself up for financial success in 2025? In this episode, Allison shares her best tips for getting your money right as we head into the new year. You'll learn how to:

• Look back at your money moves from 2024 to see what's working and what's not.
• Set up a budget that fits your life and goals for 2025.
• Clear out any debt from holiday spending quickly.
• Build or top up your emergency fund for peace of mind.
• Set clear and doable money goals for the year.

This chat is perfect if you're feeling swamped by your finances after the holidays or just want a fresh start financially in the new year.

Plus, don't miss out on Allison's free live class, Budgeting for Peace of Mind, How to Take Control of Your Money in 2025. Save your spot here.

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!

In this episode, Allison Baggerly sits down with Jen Smith and Jill Sirianni to chat about their new book, Buy What You Love Without Going Broke, and what frugal living really means. Spoiler: it’s not about feeling deprived! They break down how being frugal can actually be fun and fulfilling, sharing how financial limits can spark creativity.

If you want to learn how to enjoy life while staying on top of your finances, then this episode is for you!

Get the book: Buy What You Love Without Going Broke

Save money on your electric bill with TriEagle Energy: https://trieagle.com/inspired 

You Might Like:

• Get the BRAND NEW FREE Goodbye Debt Tracker!
• Grab my FREE Budgeting Cheat Sheet.
• Get the Budget My Paycheck Spreadsheet.
• Follow Allison on Instagram! @inspiredbudget
• Check out Inspired Budget's blog.
• Take my FREE class on How to Budget to Build Wealth!