Instant payments are no longer experimental technology. FedNow and RTP are live, and financial institutions face a critical decision: implement real-time payment capabilities now or risk falling behind competitors who already have.

Dr. Angela Murphy joins the State of Fintech podcast to discuss what true readiness looks like for instant payments adoption. This isn't a sales pitch—it's a strategic conversation about the operational, technical, and competitive realities of moving to real-time transaction processing.

Guest Bio

Dr. Angela Murphy is VP of Marketing & Solutions at Pidgin, where she focuses on helping financial institutions adopt real-time transaction capabilities. She contributed insights on instant payments adoption to York Public Relations' 2025 State of Fintech Report and works directly with banks and credit unions implementing these technologies.

Resources Mentioned

• The Award-Winning 2025 State of Fintech Report
• FedNow Service
• RTP Network (The Clearing House)

About the State of Fintech Podcast

The State of Fintech podcast goes beyond the headlines of York Public Relations' annual State of Fintech Report. Each week, we feature conversations with report contributors, industry leaders, and innovators shaping the future of financial technology.

Hosted by: Destinee Day, Vice President at York Public Relations.

Connect With Us: Follow the State of Fintech podcast for weekly conversations with industry leaders shaping the future of financial technology.

Hosted by: Destinee Day, Vice President, York Public Relations