Your insurer has declined to renew a policy, not due to what you’ve done but because of where we are or the type of policy. Your broker says you have to use a non-California licensed carrier. Are they beyond California law? What happens if you make a claim?The State of California has declared a state of emergency due to wildfires; many of the homeowners may not be covered due to non-renewal and inability to find a new insurer.What can you do? Tonight, YLR host, Jeff Hayden, is joined by Tiburon attorney Kathleen M. Defever, who is both an insurance adjuster and an insurance litigator with extensive experience and knowledge about insurance claims, the insurance market, and the experience of the insurance consumer.Questions for Jeff's guest? Call us, toll free, at (866) 798-8255.