Insurance is something many people have, but not always something they revisit or fully understand.

In this week’s episode of Money Sense, Amy Bremmer, Wealth Services Advisor at Ellenbecker Investment Group, sits down with Jody Leonhardt, Accounts Manager and Agent at American Advantage Insurance, to walk through the basics of property and casualty insurance in a clear and practical way.

Together, they talk through how coverage works, how to think about protecting what you’ve built, and why regular check-ins matter as life evolves. From auto and homeowners insurance to umbrella policies, this conversation offers helpful perspective for making more informed decisions about your coverage.

00:00 Why Understanding Your Coverage Matters
02:05 Agent vs Broker and Finding the Right Fit
05:10 Auto Insurance Basics and Coverage Limits
09:15 Aligning Coverage with Your Assets
12:40 Homeowners Insurance and Shared Risk
17:55 Replacement Cost vs Actual Cash Value
22:30 Everyday Liability Risks at Home
27:40 Umbrella Insurance and How It Works

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ELLENBECKER INVESTMENT GROUP
Presenter of the Money Sense Podcast. Ellenbecker Investment Group (EIG), a registered investment advisor, provides comprehensive financial planning and fiduciary wealth management for individuals, families, businesses, and charitable foundations.
Website: ellenbecker.com

This podcast is for educational purposes only and should not be considered legal, tax, or financial advice. Guest opinions represent the views of the individuals speaking, and references to companies do not imply endorsement by Ellenbecker Investment Group.