Insurance needs vary depending on what stage of life you’re in. But regardless of whether you’re just starting your career, building assets and raising a family, or headed into retirement, the world presents perils that require protection. And that’s where insurance comes in.

Tune in to hear Victor Colella, CFP® together with Adviser Investments’ own Chris Hagan and Andrew Busa discuss how risks change over time and the types of insurance you might use to cover yourself at every age.

Listen to the whole episode or skip ahead to the age group most applicable to your situation if you or a loved one is in their 20s (2:00), their 30s, 40s and 50s (5:15) or in their 60s and beyond (13:35).

For other valuable Adviser Investments resources, click here for our guide to helping aging parents; here for our Estate-Planning Checklist; click here for our podcast episode on Medicare.