In this episode of The Balance Sheet, Managing Partner Brian Sak sits down with Tiffany Hyde, Head of Underwriting at Lion Street, for an in-depth look at the vital connection between health, lifestyle, and insurability. Together, they unpack the often-overlooked details behind the underwriting process — from what underwriters truly assess to how preparation and transparency can accelerate approval for high-net-worth clients.

Listeners will gain insight into how healthy habits and proactive primary care can improve underwriting outcomes, and learn what a “strong medical profile” really looks like. Tiffany also shares how emerging technologies — like digital health records, wearables, and AI — are reshaping underwriting efficiency and personalization.

Whether you’re an advisor helping clients navigate life insurance or an individual preparing for your own underwriting process, this 40-minute episode delivers practical takeaways, expert tips, and a forward-looking perspective on the evolving world of insuring wellness.