There are few things in the financial world that are more important to understand than interest rates. Interest rates are tied to the purchase of any item that we want financed, student loans, credit cards, etc. In order to be informed consumers, knowing how interest rates work and what they actually are is quite important. Though I am 100 percent against going into debt for anything but a home mortgage, even there, interest rates are important to understand. Today, we will discuss:

1. What interest rates are

2. How interest rates are determined

3. The impact of interest rates on your financial life

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(Please keep in mind that I am not a financial advisor. I create these videos for educational purposes only. You and only you are responsible for the investment decisions that you make.)