Real Estate Done Right(ish)

Interest Rates Won't Drop Below 6%: Economic Update July 2025


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"The chief financial analyst for Bankrate, said that rates will not get below 6% in 2025. Economic growth and worries about both inflation and government debt are what they're predicting are going to keep mortgage rates elevated" 

If you've been holding your breath waiting for interest rates to magically drop back to 3%, this episode is your wake-up call. We're diving deep into Bankrate's latest predictions that show rates staying above 6% through 2025, plus the surprising inventory shifts happening nationwide that could flip everything.

This isn't your typical doom-and-gloom market update. We're breaking down exactly what the 4.6 months of inventory really means for your business, why builder confidence just hit a 13-year low, and how to position yourself when half the country might be entering buyer's markets while others stay firmly in seller territory.

CHAPTERS: 

00:00 - Welcome and door lock interpretive dance confessions 

08:30 - Interest rate reality: Why 6% is the new normal

15:45 - Housing inventory surge: 20% increase means what exactly? 

23:20 - Political implications: Trump policies and market impacts 

31:15 - Builder confidence hits 13-year low: New construction reality 

38:45 - Regional market splits: Buyer's vs seller's markets nationwide 

46:20 - Affordability crisis continues: Lock-in effect explained 

52:30 - Home price predictions: 2% appreciation vs 4.5% last year 

58:45 - Consumer behavior shifts: When will buyers come off sidelines?

Email: [email protected]

Website: www.realestatedonerightishpod.com

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Real Estate Done Right(ish)

Jennifer Briggs

Annalie Nienow

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Real Estate Done Right(ish)By Annalie Nienow & Jennifer Briggs