Kristy a first generation college student was featured on Good Morning America. In 2017, she graduated from college with $20,000 in debt.

With motivation, self-education, and adapting some aspects of her lifestyle, she was able to pay of that 20 grand in one year. Her determination to not be another statistic in the long line of students who are feeling the force of their student debt is admirable.

You can follow her story on Instagram at https://www.instagram.com/debtfreeattwentythree/