One word, but insanely powerful when you sit back and think about the concept: invert. I stumbled across a quote from a famous investor who is worth billions of dollars and that was his advice, "invert". As I've said many times, just because someone is worth billions of dollars does not mean we should blindly follow their thoughts, but they're certainly at least worth listening to. The best part about the advice to invert is this: we all have the ability to do it... in fact, it's a skill we are actually taught from a young age. Whether we are talking your personal finances or just life in general, if you take and apply this advice, you'll be putting yourself way ahead of most people!