Now that we’ve covered the building blocks of investing, it’s time to put everything together. In this episode, we take all of those pieces and turn them into a simple, practical investing framework you can actually use.

We talk about why we invest in the first place, what to get in place before you start, why trying to time the market does not work, and what does. I also introduce my Confidence Ladder, a beginner-friendly way to think about building a portfoliothat matches your comfort level, whether you want investing to be totally hands-off or a little more involved.

This episode is perfect if you are just getting started or if you want investing to feel clearer, calmer, and more doable. No hype, no fear, just solid principles you can build on.