On this episode we cover:

- We all need a license to hunt, a license to drive, but no one gives us a license to have kids! (from the movie 9 months)
- Does the 'x' that you're putting away for retirement include your child?!
- Does 2 kids mean 2x??
- Asset allocation for kids
- How to calculate a target amount for a child's corpus
- How a child's interests greatly affect this target amount- Pattu talks about what artist Jatin Das said about his daughter Nandita Das
- 10 Lakh for average college education today, inflating at 10% per year
- The Philosophy of how much to provide for your kids, and when to stop
- Pattu talks about his parents and get emotional

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