Investing For Doctors Podcast

Join 30,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

Alissa Childs is back, and this time we're talking about what we've been building together at IFD Lending, our in-house mortgage broking business made for doctors. After 12 months of working with doctors from the group week in and week out, Alissa explains why medical lending is in its own category, and why so many branch lenders get it wrong.

Doctors rarely have one simple payslip. A locum here, VMO work there, 0.8 in a hospital and ABN income turning over six figures a quarter, all sitting in one application. We get into how banks look at PAYG, ABN and VMO income differently, the medico lending teams that even some bank staff don't know about, how to borrow before your new income hits a tax return, and why short term ABN income is the hardest deal to get over the line.

Then we get to the part that could save you thousands. Alissa walks through Beat Your Rates, where IFD Lending goes to your current bank and asks for a lower rate on your behalf, why every loan they write gets repriced every six months, the SMSF and commercial loans that quietly creep up in the background, and the client who spent 20 years paying 9% on $2.5 million before moving to 6% and saving $3,000 to $4,000 a month.

If you haven't looked at your rate in a while, this is your reminder. Five basis points on a $2 million loan adds up fast.

-----

TIME STAMPS:

00:00 Intro/Hook

01:35 Alissa is back, 12 months of IFD Lending

05:55 What makes doctors' finances so different

06:48 Medico lending and the bank teams most people don't know exist

07:37 Why going straight to the bank often goes wrong

08:29 PAYG vs ABN vs VMO, how banks view each type of income

09:13 Borrowing before your new income hits a tax return

09:56 Have lenders changed how they view doctors?

11:50 The hardest deals, short term ABN income and locums

14:03 Inside the first meeting, getting the whole picture

15:17 Why we try to reprice your existing loan first

17:51 Beat Your Rates, getting a lower rate without lifting a finger

18:20 Repricing every six months so your rate never falls out of market

19:05 Don't forget your SMSF and commercial loan rates

20:47 How to get your rate reviewed

21:43 Case study: the client paying 9% for 20 years

22:42 Rate rises and out of cycle increases

24:17 Why every basis point counts

25:01 Why each bank's appetite changes week to week

25:50 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

Two Birds One Loan: https://www.twobirdsoneloan.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 30,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

This is part two of our conversation with Grace Mathew, Managing Director of WeThink Group. If you haven't watched part one yet, start there, we cover what a family office actually is and why succession planning fails even at the billion dollar level.

In this episode, we get practical. Grace breaks down how family offices are actually reacting to the recent tax changes, why concentrating your investments in what you genuinely understand can beat blind diversification, and why doctors have a real, unfair advantage when investing alongside their own profession. We get into real numbers from inside the family office deal flow, including a fund that returned 70% in a single year, and why Australia's legal definition of a sophisticated investor has almost nothing to do with actual sophistication.

Most importantly, Grace shares her honest advice on how doctors and their families can start borrowing these exact strategies, no matter their net worth. That means having the money conversation before you think you need to, understanding why family disputes are one of the biggest decimators of generational wealth, and avoiding the one mistake almost every family makes when passing money down.

-----

TIME STAMPS:

00:00 Intro/Hook

1:12 Back into it, how family offices are reacting to the tax changes

2:29 Why Australia is so over-allocated to property

3:53 How family offices use leverage on non-property assets

5:36 Why concentration in what you know can beat diversification

7:02 The doctor's unfair advantage, and why financial advisors are wired for loss aversion

10:31 Inside the deal flow, the fund that returned 70% in one year

12:44 Why owning your own home could legally make you a sophisticated investor

13:14 What family offices are investing in right now, AI, data centres and resources

14:10 Why Australian founders are moving overseas

17:02 Why family offices don't always chase the highest return

20:47 How doctors can actually get into this mindset, Grace's real advice

24:51 Family disputes, one of the biggest decimators of wealth

27:52 The biggest mistake heirs make with inherited money, and how to guard against it

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

WeThink Group: https://www.wethink.group/

Grace Mathew: https://au.linkedin.com/in/gracemathew-

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 30,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode of Investing for Doctors, Dr Bi sits down with Grace Mathew, Managing Director of WeThink Group, to unpack what family offices actually do differently and why succession planning fails even at the billion dollar level. Grace spent years running investment strategy inside a single family office linked to the family behind Coca Cola, before going independent to advise family offices, funds and ultra high net worth families around the world.

We cover what a family office actually is, how it differs from simply having a lot of money, why less than a third of family offices managing over $1 billion have a proper succession plan, and why the biggest wealth transfer in human history is about to land on a generation that was never taught how to manage it. We also break down single versus multi family offices, what it actually costs to set one up or join one, and why family office structure is just as much about protecting wealth as it is about growing it.

This is part one of a two part conversation. In part two, Grace and Dr Bi get practical, how doctors can start borrowing these exact strategies no matter their net worth.

-----

TIME STAMPS:

00:00 Intro/Hook

1:31 Meet Grace Mathew, Managing Director of WeThink Group

2:00 Grace's origin story into the family office world

3:04 What a family office actually is

5:46 How she became Managing Director of a family office linked to the Coca Cola fortune

8:59 The real numbers, family offices manage over $1 billion yet most still fail to plan

10:36 The biggest wealth transfer in history is coming, and most heirs aren't ready

12:26 Single family offices vs multi-family offices

16:56 What it actually costs to set up or join one

19:23 What family offices actually invest in (hint, it's not ETFs)

20:26 Family office vs. high-net-worth individual, what's really different

23:49 Family office structure isn't just about growing wealth, it's about protecting it

24:38 Why family offices are now looking offshore

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

WeThink Group: https://www.wethink.group/

Grace Mathew: https://au.linkedin.com/in/gracemathew-

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HEREWebsite: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

-----

In this episode of Investing for Doctors, Dr. Bi sits down with Alissa Childs, principal at Two Birds One Loan and IFD Lending, to unpack what has actually changed in the lending and property landscape since the 2026 Federal Budget. After 20+ years in finance, Alissa says this is the most significant shift she's seen in the industry, and the numbers back her up: one doctor's approved purchase price dropped from $1.2 million to $850,000 once negative gearing was stripped out of the servicing calculators.

We break down the real difference between negative gearing before and after the Budget, why established properties are now treated completely differently to new builds, and what's happened to borrowing capacity for anyone buying today. We also cover the surprise ban on SMSFs purchasing residential property, why trust and company structures remain the one area still largely untouched, and what's actually happening in the market right now, from auctions with zero bidders to banks quietly repricing loans to hold onto clients.

This episode is a clear, numbers-driven analysis of what has changed, who it hits hardest, and what doctors should be doing about it right now.

-----

TIME STAMPS:

00:00 Intro/Hook

00:46 Guest Intro: Alissa, Two Birds One Loan & IFD Lending

02:07 Before vs After the Budget: What's Actually Changed

04:06 What Negative Gearing Actually Means

07:34 Established Properties vs New Builds

08:59 How Banks Have Rewritten Their Servicing Calculators

09:44 Case Study: A Doctor's Borrowing Power Drops $350K

12:14 How Loan Structures Are Changing

13:19 Trusts and Company Structures: Still the Same Gameplay?

14:24 Market Impact: Softening Prices and Stalled Auctions

18:26 The Surprise SMSF Property Ban

20:34 Recap: What's Dead vs What's Still Standing

23:25 Interest Rates, Bank Retrenchments & the HSBC-Pepper Deal

25:09 Refinancing and Repricing Your Existing Loan

27:08 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/

https://au.linkedin.com/in/mian-bi

Two Birds One Loan: https://www.twobirdsoneloan.com.au/

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

-----

FIND US HERE

Website: https://ifdgroup.com.au/

Facebook Group: https://www.facebook.com/groups/investingfordoctors

Facebook Page: https://www.facebook.com/investingfordoctors

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

Investing for Doctors is back for season two, and we're starting off by jumping straight into the 12 May 2026 Federal Budget, which rewrote the rules on capital gains tax, negative gearing and trust structures. In this solo episode, Dr. Bi breaks down exactly what's now law as of 1 September 2026, and what's still just proposed.

The headline changes: the 50% CGT discount is gone from 1 July 2027, replaced with CPI indexation and a new 30% minimum tax, which means every long term asset needs a valuation before that date. Negative gearing on established property is being quarantined to rental income only, new builds are exempt, and SMSFs are now banned from borrowing to buy residential property.

Still to come: a proposed 30% minimum tax on discretionary trusts and a three year restructuring window. Dr. Bi closes with his read on inflation, interest rates, and why the smart move is to rethink your structure, not stop investing. 

If you hold property, run a trust, or invest through an SMSF, this one's for you.

-----

TIME STAMPS:

00:00 Intro/Hook

04:22 CGT Discount Abolished and the New 30% Minimum Tax

09:18 Negative Gearing on Established Property Quarantined

14:41 SMSF Property Loans Banned and Small Business CGT Concessions

19:59 Proposed 30% Minimum Tax on Discretionary Trusts

25:02 Innovation Business CGT Concessions and Restructuring Advice

29:37 Macroeconomic Outlook, Will This Get Reversed?

33:16 Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

What does it take to build a health tech investment portfolio with zero failures across 32 companies? In this episode, we sit down with Dr Amandeep Hansra and Dr Bi Mian, the two clinicians behind Medical Angels, Australia's largest clinician syndicate, now transitioning into a formal $40 million fund.

We hear how it all started from a Facebook group, why traditional VCs have historically struggled to invest in health tech, and what clinician-led investing actually looks like in practice. We also unpack how doctors can get involved as LPs, what the ESVCLP tax structure means for them, and why the founders believe that being on the clinical frontline is their single greatest investment edge.

If you're a doctor who's ever wondered what it looks like to back the future of healthcare, rather than just work inside it,  this conversation is for you.

-----

TIME STAMPS:

00:00  Intro

01:03  Who Are Dr Amandeep and Dr Bi?

02:42  How They Met: A Cold DM and a Coffee

04:01  The Gap They Spotted in Health Tech Investing

06:22  The Facebook Group That Started It All

07:24  Balancing Medicine and Running a Fund

10:19  Why Clinician-Led Investing Beats a Generalist VC

13:06  How Their Clinician Network Powers Due Diligence

15:22  Move Fast AND Be Safe: The Health Tech Challenge

17:25  How They Evaluate Startups: Painkillers vs Vitamins

 47:24 Formalising Into a $40M Fund: What That Means

48:30  The ESVCLP Tax Benefits Explained

53:17 What Does Success Look Like for Australian Healthcare?

57:16  Why They Do This: Impact at Scale

01:01:18 Final Message to Doctors Considering the Fund

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

In this episode of Investing for Doctors, Dr Bi breaks down the most significant overhaul of trust taxation in Australian history. The 2026 Federal Budget has fundamentally changed the rules for anyone running a discretionary trust, and if you have a family trust, a bucket company, or a testamentary trust in your estate plan, this episode is essential listening.

We unpack the new 30% minimum tax on discretionary trust income, why the bucket company strategy is now dead, what happens to the CGT discount inside a trust, and the critical traps buried in the testamentary trust carve-outs that most people have completely missed. Most importantly, we walk through the three-year restructuring window, what rollover relief actually means in practice, and why you need to start planning now rather than waiting for the legislation to be finalised.

This episode is a clear, numbers-driven analysis of what has changed, who it affects, and what you should be doing about it today.

-----

TIME STAMPS:

00:00 Intro/Hook

00:56 What a Trust actually is

02:06 Types of Trusts: Fixed vs. Discretionary

03:33 New Tax Rules for Discretionary Trusts

07:41 Impact on Tax Burden and Income Splitting

13:19 Who Does the New Tax System Affect?

16:08 Testamentary Trusts and Estate Planning

22:52 Capital Gains Tax Changes

29:28 Restructuring Options and Rollover Relief

35:38 Government Support and Practical Considerations

40:00 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

In this episode of Investing for Doctors, Dr. Bi cuts through the political noise to explain exactly what changed in the 2026 Federal Budget and what it means for your financial future as a property investor. We unpack the end of the 50% capital gains tax discount, the move to cost-based indexation, the new 30% minimum tax on gains, and what the restriction of negative gearing on established properties really means in practice.

We explore who these changes affect, what has been grandfathered, why new builds are now the preferred vehicle for property investors, and how company structures may become the new default for serious investors. Most importantly, we run the actual numbers to show whether these changes are as damaging as the headlines suggest.

This episode is a clear, rational, numbers-driven analysis of what has changed, who it hits hardest, and what smart investors should be doing right now.

-----

TIME STAMPS:

00:00 Intro Hook

00:42 Changes to Capital Gains Tax Discount

03:26 Transitional Protections and Special Carve-Outs

05:34 Impact on Speculative Investing and Income Support

11:06 Reforms to Negative Gearing

17:52 Impact on Investment Strategies

25:23 Conclusion/Outro

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

We're re-releasing this episode with Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services, because the content is simply too valuable to be missed. Whether you're hearing it for the first time or coming back for a refresher, it's just as relevant today as when we first aired it.

Roger reveals why your income is your most valuable asset and why protecting it should come before paying off HECS, buying property, or investing in shares. We cover the four key types of cover every doctor needs — income protection, life insurance, TPD, and trauma — plus the traps hiding in default super and how small changes can save you thousands.

If you're an intern, registrar, or early-career consultant, this episode will show you how to avoid costly insurance mistakes, structure your cover properly, and build a financial foundation that protects everything you're working for.

TIME STAMPS:

00:00 Intro/Hook

01:42 Guest Introduction

02:24 Role of Financial Advisor and Misconceptions

03:59 The important asset is YOU

05:44 Understanding Debt and HEX Debt

09:15 Insure yourself

13:54 5 D Approach of Risk

15:24 Types of Insurance and Their Importance

24:33 Financial Planning for Married Doctors

33:52 Value of the Financial Adviser

41:14 Structuring Assets and Tax Incentives

49:47 Conclusion/Outro

—---

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

https://www.linkedin.com/in/roger-wheelahan-8ba53149/

-----

LISTEN TO THE PODCAST

LISTEN TO THE PODCAST:

Spotify: https://spoti.fi/3FoBRAy

Apple Podcast: https://apple.co/4iks50N

Amazon Music: https://amzn.to/3DoyJnP

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation. 

Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors 

-----

Financial advice shouldn't be a luxury, but for 80% of Australians, it is. We're resharing this one because the insights are just as relevant today as when it first aired.

In this episode, join me, Dr Bi Mian, together with Jessica Brady, a maverick financial advisor who sold her award-winning practice to create accessible money programs for the people the traditional system left behind.

Jessica talks about why traditional financial advice now costs up to $8,100 annually, why the "I'm bad with money" mindset is quietly holding women back from building wealth, and why waiting for the perfect time to start is a trap.

If you want quality money education without the hefty price tag of traditional advice, make sure to listen to this episode!

-----

SHOW NOTES LINKS

https://ifdgroup.com.au/ 

https://doctorbi.com.au/ 

https://au.linkedin.com/in/mian-bi

https://jessicabrady.com.au/ 

https://www.instagram.com/jessbrady_financialadvice/ 

https://au.linkedin.com/in/jessica-brady-21165812 

https://podcasts.apple.com/au/podcast/financially-fierce/id1727968994 

-----

LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN 

Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608 

Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast 

-----

FIND US HERE

Website: https://ifdgroup.com.au/ 

Facebook Group: https://www.facebook.com/groups/investingfordoctors 

Facebook Page: https://www.facebook.com/investingfordoctors 

-----

DISCLAIMER 

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.