For those of you who are still in school, or just graduated in the last year, this episode will dispel some of those myths that you've heard about investing.

There a difference between institutional investing vs those who are just starting out to invest.  There's a difference between those who have assets vs those who are starting out.  There's a difference between academic theoretical vs real-world investing.

Financial Pearls:

• "Manage your risk and your returns will be there. "
• Emergency Funds
• "Invest aggressively when you have no funds - WHAT!!!???"

Listen in to learn how to apply what Joe is discussing to yourself.