Today's F-Bomb discusses the following:

- Hailing an Uber or Lyft is still damn near impossible

- Kids sticker charts actually work

- Biden's intention of adding 13T to our national debt the next decade

- Romans 7:15, 18b,19

- If inflation arrives, hedge it with a 30-year fixed rate mortgage

- Lump sum rollover vs systematic pension payment considerations

- The death of cold calling has arrived

- How to beneficiary accounts while single or with minor children

- Commingling ownership of assets with other generations

- Jim Cramer is an entertainer, not a fiduciary

Sources: Morningstar.com, Dan Ariely, The Wall Street Journal, The Daily Wire Ben Shapiro Show, The New York Times, CNBC