Financially Fluent

Ep2 | Why Waiting for the ‘Perfect Time’ to Invest Could Destroy Your Returns in 2025


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Do you feel overwhelmed trying to time the market or pick the "right" investments—especially with all the buzz about AI, inflation, and corrections coming in 2025?

This episode of Financially Fluent breaks down what you really need to know heading into 2025—without the noise or hype. Whether you're a retiree worried about market corrections, a growth-oriented investor chasing AI, or just someone trying to stay invested wisely, this conversation with Phil Blancato offers clarity, balance, and actionable insights. 

In this episode, you’ll discover:

  • Why “normal” market returns are actually a good thing in 2025—and what that means for your portfolio.
  • The three sectors Phil sees as most promising this year: mid-cap growth, energy, and AI supply chains.
  • How to manage portfolio risk intelligently by balancing growth with value (and when to buy during a dip).

Tap play now to learn how to position your investments smartly for 2025—without falling into the trap of panic or hype. 

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Financially FluentBy Ray Godleski