Mark Elam, Senior Investment Strategist at Ronald Blue Trust, joins Mike to discuss some important considerations to think about regarding your investments. They answer four listener questions:

* Is it hard to create my own portfolio of stocks, ETFs, and Mutual Funds?

* Is there a significant difference between owning a grouping of bond funds or owning a bond portfolio?

* Considering recent legislation and the concern of rising inflation, should I be more conservative in my investments?

* A couple currently in their mid-70s has their portfolio at 50% stocks and 50% in mutual funds. Is that reasonable?