This week, Mike discusses a listener question regarding taking money out of an IRA to pay off a mortgage:

* tax considerations

* longevity of being in the house; ROI

* consider your risk tolerance

He then continues with some other IRA strategies and considerations:

* Other reasons to take money from IRA

* Use caution if someone wants you to use your IRA as collateral for a loan vs. using it to secure an unsecured loan

* Watch for the red flag of advisors telling you specific percentages of returns they can get

* How upcoming tax legislation could affect IRA rollovers and withdrawals