In this episode of Banking Without Borders, we ask whether the Amex Platinum is still worth £650 a year — and we've read the small print so you don't have to.

• The welcome bonus: 75,000–90,000 points, but Amex appears to be A/B testing the offer
• The £400 dining credit has six ways to accidentally lose it — including one Jan experienced personally
• Why Amex Platinum is a terrible card to actually use abroad
• The insurance is the most underrated benefit — but there are catches most people don't know about
• Is enshittification real? Harvey Nichols gone, Centurion guest cuts, Lufthansa lounges ending in October
• HSBC and Barclaycard offer similar perks at half the price — so why does Platinum still win?
• Our verdict: it's not a travel card, not a subscription bundle — it's a lifestyle accessory that only works if you work for it

Check out our website DepositScout.com for the latest savings rates. 

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Jan: https://www.linkedin.com/in/jan-watermann/

Jonny: http://www.linkedin.com/in/jonny-pease

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