It is never a good idea to DJ without insurance. While it may seem like an unnecessary expense, having insurance can protect you from potentially costly lawsuits and other liabilities that may arise from your DJing activities.

For example, if someone is injured or their property is damaged while you are DJing, they may file a lawsuit against you seeking compensation for their losses. If you do not have insurance, you may be personally responsible for paying for any damages or legal fees out of your own pocket, which can be financially devastating.

Additionally, many venues and event organizers require DJs to carry liability insurance in order to perform. If you do not have insurance, you may not be able to book gigs at certain venues or events.

In short, DJing without insurance is not worth the risk. It is important to protect yourself and your business by investing in appropriate insurance coverage.

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