Most sellers assume their rate dies the day they hand over the keys. It does not. Ryan makes the case that a 2.5% rate on an FHA, VA, or USDA loan might be the single most valuable thing about your home when it is time to sell. He puts real numbers on it: the same $450,000 loan costs a buyer $1,070 more every month at today's rates compared to stepping into a 2.5% assumption, and over the life of the loan that gap is north of $300,000. He also addresses the fear that marketing as assumable shrinks your buyer pool, and flips it completely. When you put the rate out front you pull in assumable buyers, conventional buyers, and cash buyers all competing for the same house. Colin and Beth never even took the assumable offer. The rate got them the crowd and the crowd got them the price. Ryan also covers the VA entitlement math for veteran sellers who want to leave the rate behind without giving up their ability to buy again. Your rate is not a souvenir you leave behind. It is the strongest selling point you have. Hit up assumableguy.com or DM @the.assumable.guy on Instagram.