This episode walks through when refinancing makes sense and why the answer depends on your goals. Scott and Mark discuss reasons to refinance for lower payments, cash-out for home projects, removing mortgage insurance, and explain how to calculate your break-even point.

They cover key considerations like how long you plan to stay in the home, how much principal you’ve paid down, loan term options (15, 20, 30 years, etc.), and the importance of talking with a loan officer to find the best product for your situation.

Calculator & mortgage payment https://thegiffordgroup.net/closing-cost-calculator