Managing your investment portfolio requires balancing US stock market exposure with the necessity of taking calculated financial risk.

We talk with Meb Faber about building wealth with boring consistency, and why chasing “easy” income can quietly sabotage long-term returns. We challenge dividend myths, zoom out on market history, and map out practical ways to diversify, rebalance, and keep emotions from blowing up a good plan.

• why most portfolios are overexposed to US stocks and US bonds
• how Investing In America reframes market history with long charts and simple lessons
• why dividends are not free money and why total return is what matters
• the five ways companies use earnings and what that means for investors
• buybacks as flexible dividends and the case for measuring shareholder yield
• how stock issuance can turn a “good yield” into a bad deal
• inflation risk, financial repression, and why nominal safety can be real loss
• the Stay Rich Portfolio idea using global stocks, fixed income, and real assets
• valuation reality, time horizon, and regret minimization over all-or-nothing moves
• trend following as a potential diversifier and why it feels hard in bull markets
• behavioral tools that help us stick to the plan when volatility hits

Find Du Charme Wealth Management here:
https://ducharmewealth.com

Phone: 
(435) 288-3396

Find Meb Faber here:
https://mebfaber.com/

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

0:00 Welcome And Intro
7:33 Why New Investors Chase Dividends
14:45 The Dividend Myth That Trips People
20:00 Buybacks And Shareholder Yield Explained
27:13 Predatory Products And Investor Education
32:14 Inflation Risk And The Stay Rich Portfolio
36:17 Valuations, Expectations, And Time Horizon
44:49 Rebalance, Go Global, Add Real Assets
50:24 Trend Following And Behavioral Guardrails
1:07:35 Closing Advice And Where To Find Meb