As we continue with the financial series, I want to talk about saving for an emergency. Do you have money saved up for an emergency? 

Many of us spend more than we make, and unfortunately, we forget to put money aside for a rainy day. Gallup did a survey before the 2008 crisis hit and found out that only 32% of Americans would be able to cover an emergency of $5,000 without borrowing money. That data alone should have you look at your finances and see if you are prepared to cover an emergency.

Listen to this episode as I talk about the importance of starting a $1,000 beginner emergency fund.

If you would like more information on the Baby Steps, head over to Financial Peace University! Click the link here!