Is the classic 4% rule really the best way to plan your retirement withdrawals—or could it leave you short? In this episode, Aaron Vincent and Matt Decker break down why one-size-fits-all formulas often miss the mark, and how factors like market timing, portfolio risk, and personal goals shape your financial future. Discover the importance of stress-testing your plan, understanding sequence of returns, and making decisive moves to protect your nest egg. It’s a candid look at what truly matters for retirement success in 2026 and beyond.

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