In this episode, Ricardo finally has a cohost for the podcast, his friend Mwayi. We discuss the Coronavirus and compare it to other disease epidemics and also look at how it has impacted Ricardo's investment portfolio. Mwayi talks about getting robbed in South Africa in a night club and how financial technology works in Souther Africa. Later, Ricardo asks Mwayi whether he would marry someone without ever meeting them. Finally, the guys discuss Meg Thee Stallion's contract issues and discuss the worst contracts they've ever signed.