Nancy is moving into an addition her daughter has added onto their home for her.  She wants a long term care plan that can pay her daughter to help her or pay for professional care at home or in a facility.  She wants to know if there are plans that do both.  The answer is yes, and Diane shares several options for cash indemnity LTC plans available for Nancy as she prepares to protect her family from having to sacrifice to provide for her if extended care is needed.