In our very first episode of The Wealth Guide Podcast, we've got our  team from Ryker Capital to share their expert insights on all things superannuation.

They talk about understanding fees in your super so you can evaluate the value you're getting, how to build a well-structured super fund to achieve specific financial goals and safeguard family assets, and why investment performance in your super should be viewed from a long-term perspective.

They also share the crucial role of insurance within superannuation, the main differences between default insurance options and underwritten cover, and the three key considerations to address at your dinner table when evaluating your insurance needs within your superannuation fund.

If you want to dive deep into the complexities and strategies of optimising superannuation funds for long-term financial security, make sure to listen to this episode!

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TIME STAMPS:

 00:00 - Disclaimer

00:00 - Intro

01:28 - What Are The Fees in a Super Fund? What Should I Look Out For?

04:51 - Are Industry Funds Way More Cheaper Than Other Funds?

06:22 - What Difference Do Fees Make If You Decide to Leave Your Super Fund?

07:29 - What Does Passive & Active Investing Mean For Your Super Fund?

09:34 - The Relationship Between Risk & Investing in Your Retirement Savings

10:50 - Deciding on Your Asset Classes: Does the Super Fund Choose it For You?

14:05 - The Role of Performance in Your Super Fund & Its Longevity

20:10 - Debunking The Stigma Around Super Fund Investments

22:37 - What Is "The Funds Structure?"

25:31 - What is a Non-Estate Asset?

27:02 - Case Study #1 & Looking at Other Structural Aspects of a Super Fund

32:33 - Super Fund Vs. SMSF

37:41 - Insurance in Super Fund

42:53 - How Much Insurance You Should Have in Your Super Fund?

45:06 - Differences Between a Default Cover Vs Underwritten Cover

49:01 - Why You Should Consider an Underwritten Cover

57:40 - The Three Things to Consider When Deciding to Stay Or Go In Your Insurance

58:40 - Outro

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DISCLAIMER 

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

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SHOW NOTES LINKS

Ray Regmi's LI: https://www.linkedin.com/in/ray-regmi-3a267539/
Ricky Regmi's: https://www.linkedin.com/in/rajiv-ricky-regmi-cpa-943694213/
Dean Desoukey: https://www.linkedin.com/in/dean-desoukey-a6651093/

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LISTEN TO THE PODCAST

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Apple Podcast: https://apple.co/3QPF3ch
Amazon Music: https://amzn.to/3YMZjgD
Google Podcast: https://bit.ly/3swIVEF

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