Both ISAs and pensions have tax benefits, but which is right for you?

In this episode, Vignes (Founder of Plouta) is joined by FCA-regulated financial adviser Joshua Shepherd to break down the pros and cons of each option, and when to use them.

We cover:

✅ When to choose an ISA over a pension and vice versa

✅ The current ISA allowance and different types available

✅ Is the Lifetime ISA still worth it?

✅ Pension tax relief explained, how it boosts your savings

✅ What happens if you need access to your money before retirement

Simple, practical advice to help you save smarter and plan for financial freedom in the UK.