In this episode, Piotr Piekos sits down with Bernadette Treader, Head of Portfolio Management at Apollo’s Smart Follow initiative, to explore how AI and augmented decision-making are reshaping the London market’s approach to underwriting. Bernadette shares her journey from traditional actuarial work to leading one of the market’s most forward-looking technology initiatives. Together, they discuss the evolution of follow capacity, the balance between automation and human oversight, and how smarter data use can transform underwriting performance.