Detective Brendan Kirkpatrick has spent 32 years in law enforcement — the last six investigating financial crimes for the Ada County Sheriff’s Office in Eagle, Idaho — and the scams he sees every day are more sophisticated, more emotional, and more widespread than most of us realize.
Brendan pulls back the curtain on the fraud epidemic hitting Americans of every age: imposter scams that impersonate law enforcement and the IRS, cryptocurrency “pig butchering” schemes that wiped out a 45-year-old investor’s early retirement, gift card fraud rings that swap barcodes right off the store shelf, romance scams that convince lonely widows and widowers they’re in a relationship with a celebrity or a soldier overseas, and “money mule” schemes that quietly use unsuspecting people — of any age — to launder stolen funds.
We talk about how “love bombing” works, why money mules often have no idea they’re part of a crime, and the moment Brendan used a reverse image search to unmask a scammer — only to watch the victim explain it away. Brendan also shares his nine personal commandments for staying safe, why he says “trust but verify” has become simply “verify — no trust,” and what he wishes every family understood about talking to parents of any age before it’s too late.
This conversation will change the way you answer the phone — no matter how old you are.
Pull up a chair. This is a conversation worth having.
Learn more about the Ada County Sheriff's Office here.
Brendan's Commandments
DON'T:
Respond to cold call emails or texts
Give cards (gift cards or prepaid)
Purchase Cryptocurrency
Invest in Cryptocurrency
Send cash in the mail
Send money --Venmo, Cash App, Zelle
Allow remote access to phone/computer
Give out personal information (DOB, SSN, Address, etc)
Give out banking info (account, routing, passwords, pin)
00:00:00 Welcome & Brendan's 32 Years in Law Enforcement
00:02:39 Imposter Scams: America's #1 Financial Crime
00:05:02 Crypto Investment Scams & “Pig Butchering” Explained
00:08:05 IRS Scams, ATM Skimmers & the “Hit and Run” Playbook
00:19:04 Gift Cards, Fake Tech Support & the $2.1 Million Case
00:24:06 Romance Scams: Love Bombing & the “Johnny Depp” Story
00:32:59 A Rare Win: Recovering $27,000 at the UPS Store
00:47:00 Unmasking a Scammer: The Reverse Image Search Reveal
01:00:26 Money Mules & “Trust But Verify”
01:09:00 Brendan's Commandments, AI & the Dark Web
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