Scholarships are more than awards — they are one of the most powerful tools families have to  reduce borrowing and shape long-term affordability. In this episode, we break down the difference between merit and need-based aid, why test optional for admissions doesn't mean test optional for merit aid, how scholarship stacking works, and the three questions every family should ask before accepting an offer of admission.
Understanding this early changes how families build their college list, evaluate financial offers, and plan for all four years.