A 2017 study by CareerBuilder reported that 78% of Americans live paycheck-to-paycheck. How is this possible in the wealthiest country in the world? It starts with a rampantly contagious mindset that says, "Feed Me!" People love their lifestyle that includes their homes, cars, toys, gadgets, and social calendars. Yet, for many, the "stuff" is bought now with borrowed money and a hopeful plan to pay later. All of a sudden, things like revolving credit card debt, personal loans, and other forms of debt drown our joy. I am not down on the joys of owning "stuff," but when the "stuff" owns us, it brings an unwanted result - strain, and stress.