Michelle Schroeder-Gardner of Making Sense of Cents reflects on paying off over $25,000 in credit card debt.
Episode 1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents
Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.
The original post is located here: https://www.makingsenseofcents.com/2012/02/ive-paid-off-over-25000-in-credit-card-debt.html 
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1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2716:
Discover the joys of boosting your income through enjoyable activities in Adam Murray's insightful guide, "8 Ways To Make Extra Money (While Enjoying It)." Murray offers practical tips ranging from doggy daycare to tutoring, providing flexible options that don't just add to your wallet but also to your happiness.
Quotes to ponder:
"The thing is that we don’t want to put in more hours to do something we don’t like, especially when we’re already working so hard."
"If you have something that’s just sitting there, then why not?"
"Chances are, you can put it all to use."
Episode references:
Rover.com: https://www.rover.com/
Airbnb: https://www.airbnb.com/
Tutor.com: https://www.tutor.com/
Teachable: https://teachable.com/
Kajabi: https://kajabi.com/
Wrapify.com: https://wrapify.com/
FatLlama.com: https://fatllama.com/
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2716: 8 Ways To Make Extra Money While Enjoying It by Adam Murray of Living This Good Life on Side Hustles

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2715:
Explore how simplicity in investing outperforms the allure of high-risk ventures in Kevin Ha's enlightening piece. He demystifies investment strategies using personal anecdotes about his brother’s journey, underscoring the power of fundamental investment principles over chasing speculative gains.
Read along with the original article(s) here: https://financialpanther.com/dont-keep-joneses-comes-investing/
Quotes to ponder:
"Buy and hold. Time in the market. Keep costs low. These are all investing fundamentals that will get him to where he needs to be."
"Every time my brother brings up some new hot stock or a weird new investment vehicle, I remind him that investing doesn’t have to be fancy."
"You don’t need to keep up with the Joneses. Let them invest in whatever crazy way they want. You and I can stick to our boring old fundamentals."
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2715: You Don’t Have To Keep Up With The Joneses When It Comes To Investing by Kevin Ha of Financial Panther

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Episode 2714:
In "When Intentional Parenting Kinda Sucks," Shawna Scafe candidly shares the complexities of aligning parenting expectations with reality. This heartfelt reflection explores the challenges of family road trips and the pressures of intentional parenting. Shawna's personal anecdotes offer comfort and camaraderie to parents grappling with their ideals versus the actualities of raising children.
Read along with the original article(s) here: https://simpleonpurpose.ca/family-road-trip-intentional/
Quotes to ponder:
"Sometimes those ‘things’ and ‘intentions’ kind of suck to put into progress."
"I get so overwhelmed with the crying and the fits. I get so frustrated that I become irrational. THEN every little thing that has ever made me mad is like, ‘oh heeeeey! you haven’t thought about me in a while, let’s hang out in your brain and mess up your ability to be loving and kind’."
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2714: When Intentional Parenting Kinda Sucks by Shawna Scafe of Simple on Purpose on Motherhood

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2713:
Lisa Harrison of MadMoneyMonster.com reveals how adopting a frugal lifestyle can drastically expand your life choices, sharing practical steps from reducing TV subscriptions to smart entertainment and food budgeting. She underscores the joy and liberation that frugality brings, illustrating that living within means does not mean living less but rather enriching life by focusing on what truly matters.
Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/
Quotes to ponder:
"Taking that $200/month and investing it into low-fee index funds gives me a much bigger rush than having 500 cable channels at my disposal."
"Entertainment doesn’t need to cost money. We started bucking that trend years ago and couldn’t be happier."
"Shifting to a frugal mindset was the start of a wonderful life and a bright future for our family."
Episode references:
The Simple Path to Wealth" by J L Collins: https://www.amazon.com/Simple-Path-Wealth-financial-independence/dp/1533667926
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2713: [Part 2] Shifting To A Frugal Mindset Has Given Us Options. Tons Of Options. by Lisa Harrison of Mad Money Monster

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2712:
Lisa Harrison of MadMoneyMonster.com shares her journey towards adopting a frugal mindset with her partner, illustrating the profound impact it has had on their financial independence and lifestyle. By redefining their approach to spending, particularly in areas like housing and clothing, they've cultivated a life rich in options and freedom, proving that less can indeed be more.
Read along with the original article(s) here: https://madmoneymonster.com/2017/07/21/shifting-to-a-frugal-mindset-has-given-us-options/
Quotes to ponder:
"Change is work. It’s something we can choose to do or something that can be thrust upon us."
"We needed to shift to a frugal mindset."
"Reducing your expenses allowed me to tap into an abundance-filled state of creativity and resourcefulness in getting my needs met."
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1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents

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