“The bottom line is that believers are all undeserving and all spiritually powerless in their own strength. Anything that is commendable in their lives comes from God’s grace working in them. And yet that never comes without effort on their part. In order for us to do good things by the grace of God we still must do them. That takes effort and exertion. And then that effort and exertion is rewarded by God even though none of it was possible without the grace of God.”

— Rev. Jerry Hamstra