https://www.jaygarvens.com/wp-content/uploads/2026/01/1-10-26-Jay-Garvens-Home-Mortgage-Show-Budgeting-With-Baby-Steps-In-2026-Small-Finished.mp3
Today on the Jay Garvens Home & Mortgage Show, Jay will be sharing Dave Ramsey’s Budgeting with Baby Steps for 2026. There are many ways to save and make money; however, there is needed a fundamental base for making money and “The Baby Steps” used by Dave Ramsey has an amazing success story.