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Jillian Johnsrud Retired at 32 by Taking More Breaks, Not Fewer
Top 5 Takeaways:
- Mini retirements don't just help your personal life. They often accelerate your career and finances in unexpected ways.
- "Stuck at 6” is the hardest place to change from. When life is just OK, the upside feels small and the downside feels huge.
- You can fund mini retirements for life by saving just 6.5% more, or by landing one job switch with a modest raise.
- Experiments that go horribly wrong teach you more than ones that go fine. Failure is a goldmine of insight.
- The real cost of staying put might be a million dollars. Jillian's friend proved that not switching jobs and not taking breaks can leave serious money on the table.
Chapters:
- 0:00 – Welcome + Introduction to Jillian Johnsrud
- 1:44 – Jillian’s Journey to Financial Independence
- 11:38 – What Are Mini Retirements?
- 14:45 – The “Stuck at Six” Problem
- 17:03 – The Courage to Step Away from the Grind
- 18:31 – Experimentation, Growth & Mini Retirements
- 20:05 – Learning from Failure and Career Missteps
- 21:50 – Mini Retirements as a Long-Term Lifestyle
- 25:55 – The 6.5% Rule Explained
- 31:52 – Career Shifts, Income Growth & Timing
- 36:08 – How the 6.5% Rule Funds Time Freedom
- 38:06 – Job Switching, Earning Potential & Flexibility
- 38:57 – Time Freedom Book Promotion + Closing Thoughts
JILLIAN JOHNSRUD
Jillian Johnsrud is an author, speaker, and financial independence advocate who achieved financial freedom at 32 while working low-earning jobs and raising five kids. She's the author of Retire Often and hosts the “Retire Often” podcast where she shares real stories of people who've taken mini retirements. Jillian's work has been featured on All the Hacks, ChooseFI, and at FinCon.
You can connect with Jillian at retireoften.com.
🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.
👉timefreedombook.com | code: PODCAST
Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!
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By Brian Herriot, Kirby DenisonTop 5 Takeaways:
- Mini retirements don't just help your personal life. They often accelerate your career and finances in unexpected ways.
- "Stuck at 6” is the hardest place to change from. When life is just OK, the upside feels small and the downside feels huge.
- You can fund mini retirements for life by saving just 6.5% more, or by landing one job switch with a modest raise.
- Experiments that go horribly wrong teach you more than ones that go fine. Failure is a goldmine of insight.
- The real cost of staying put might be a million dollars. Jillian's friend proved that not switching jobs and not taking breaks can leave serious money on the table.
Chapters:
- 0:00 – Welcome + Introduction to Jillian Johnsrud
- 1:44 – Jillian’s Journey to Financial Independence
- 11:38 – What Are Mini Retirements?
- 14:45 – The “Stuck at Six” Problem
- 17:03 – The Courage to Step Away from the Grind
- 18:31 – Experimentation, Growth & Mini Retirements
- 20:05 – Learning from Failure and Career Missteps
- 21:50 – Mini Retirements as a Long-Term Lifestyle
- 25:55 – The 6.5% Rule Explained
- 31:52 – Career Shifts, Income Growth & Timing
- 36:08 – How the 6.5% Rule Funds Time Freedom
- 38:06 – Job Switching, Earning Potential & Flexibility
- 38:57 – Time Freedom Book Promotion + Closing Thoughts
JILLIAN JOHNSRUD
Jillian Johnsrud is an author, speaker, and financial independence advocate who achieved financial freedom at 32 while working low-earning jobs and raising five kids. She's the author of Retire Often and hosts the “Retire Often” podcast where she shares real stories of people who've taken mini retirements. Jillian's work has been featured on All the Hacks, ChooseFI, and at FinCon.
You can connect with Jillian at retireoften.com.
🎧 Pre-order Time Freedom and get the audiobook FREE today. Normally it takes three copies to unlock the audiobook, but for podcast listeners, just one.
👉timefreedombook.com | code: PODCAST
Enter code PODCAST and you'll get instant access (your paper copy arrives in September). Pre-orders help the book land on more shelves on launch day, so thank you!