John Rogers is a seasoned professional with decades of experience in the Mortgage Lending Industry. Joining ACRAnet in 2016, his passion for the industry and keen attention to detail have always driven him to find the best product solutions for every situation. He delves into the complexities of the credit system and its profound impact on consumers. With insights honed from years in the industry, he discusses charged-off debts, credit scores, disputes, and the vital importance of maintaining good credit.

He shares his experiences emphasizing the significance of representation and the pursuit of one's passions. Ultimately, his goal is to empower everyone to solve credit problems, achieve homeownership, and live their best lives.

In this episode, Dante and John discuss:

• Understanding Credit Scores: Enigmas and Algorithms
• Credit Disputes: Impact and Best Practices
• Discipline and Vigilance in Maintaining Credit and the Strategies for Dealing with Creditors
• The Broken Credit System and The Evolving Landscape of Credit Scores
• Strategies for Avoiding Credit Headaches

Key Takeaways: 

• Gain insights into the enigmatic nature of credit scores and the factors that can impact them
• Discover how high credit utilization on low-limit credit cards and late payments can negatively affect credit scores
• Explore the impact of credit disputes on credit scores and how new score models will handle disputes differently
• Learn the key principles of maintaining good credit, including discipline, treating credit as an asset, and being proactive
• Understand the importance of persistence and discipline when dealing with creditors and how to achieve desired results

“ So, I would say that for maintaining credit, number one, be disciplined. So, I think discipline is a big part of being a good consumer and to get positive use out of it.”  - John Rogers

Connect with John Rogers:

Website: https://www.acranet.com/ 

LinkedIn: https://www.linkedin.com/in/john-l-rogers-ccs-7861b164/ 

Email: [email protected]   

Connect with Dante Royster:

Website: https://www.danteroyster.com/

Epic Mortgage Website: Epic Mortgage, Inc. NMLS 1885086

Facebook: EpicMortgage1885086

Epic Mortgage Instagram: https://www.instagram.com/epicmortgage/

“The Ultimate Mortgage Guide” book: https://www.amazon.com/dp/B0CKTRWLRP

LinkedIn: Dante Royster | LinkedIn

Twitter: https://twitter.com/DanteRoyster

YouTube: Epic Spotlight 

Email: [email protected]

Mission Statement: Epic Spotlight shines a light on the truths behind love, happiness, health, and wealth. Hosted by America’s Mortgage Expert and author Dante Royster, this podcast delivers bold insights to help you grow and build your most epic life.

The 9 states that Epic Mortgage is licensed are: Illinois/Indiana/Michigan/Colorado/Maryland/Virginia/Florida/Georgia/Texas

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.