With nearly 40 years of experience working in the various financial industries, our guest today brings with her a wealth of experience, lessons learned, and great advice for any entrepreneur.

She’s held the titles of Branch Manager, Sales Manager, Vice President, and Owner/Founder of her own mortgage company - Millennium 3 Mortgage.

Joyce spent her career building great teams, providing tremendous customer service to her clients, and growing the companies she worked with - until ultimately striking it out on her own with Millennium 3 Mortgage. We talk about starting that company from her kitchen table, the decisions you make when taking a concept and turning it into an idea, as well as how to navigate one of the most monumental financial crises her industry has ever seen. 

I should also say that she’s taught me more about personal finance and entrepreneurship than anyone else, both directly and indirectly. And that kitchen table that she founded Millennium 3 Mortgage from also happened to be the table that we shared meals, talks, games, and drinks together over the years (and it now sits in my kitchen), and is also the table that Monica and I founded our company (Monfredi Family Dental) from. I'm honored to welcome Joyce Monfredi - my mom - to MikedUp Pod!