My guest today is Juan Montero, Founder and CEO of Fence.

• Juan Montero
• Fence 

Fence is building internet native debt capital markets.  The first offering is a SaaS product that allows asset based lenders to monitor a portfolio of loans in real time.  The service went live earlier this year to support BBVA's €20M lending facility with Payflow. 

I talk with Juan about:

• Growing up coding as a student in Madrid
• Early experiences learning about business models
• Defi Summer
• The Fence origin story
• What success looks like for Fence and its customers
• Juan's views on tech in Spain right now.

Like Fence, this conversation touches on crypto, existing bank infrastructure, building products for customers that matter, and optmism for the future.

For disclosure, I met Juan soon after moving to Spain this summer and have since talked with him about his company and vision many times.  I believe this product has significant potential, as I share in the introduction to our conversation. I wish Fence was around when CircleUp started our lending program.  I became an investor in Fence in early November.

Enjoy this conversation with Juan Montero.