Is chasing a “magic number” really the answer to a comfortable retirement, or is there something deeper at play? This episode of Refining Retirement uncovers the overlooked risks, hidden cracks, and pivotal decisions—from boats to Social Security—that shape your financial future. With real stories, candid advice, and insights into today’s shifting retirement landscape, Brad Ford helps listeners see why true confidence comes from more than just hitting a savings goal. What might you be missing in your own plan?

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