God gives us talents, skills and abilities. Take these and bear good works. Helping others is the best path to real riches. Not the riches that enrich our bank accounts but the riches that enrich our lives and the lives of people around us. Helping others is often the best path for your own personal development. Become more the person you were designed to be and go serve. Get over and past your excuses and help somebody. Look for the diamonds of service right where you are in life.