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Mortgage rates have dipped slightly, home inventory is increasing, and buyer interest is starting to rebound, but are we really entering a more stable housing market?

In this episode, Bill Litton of Cross Country Mortgage shares what he’s watching this July, including key mortgage rate shifts, updated application trends, and how tariffs could impact inflation and interest rates in the months ahead. We’ll also unpacks how buyer behavior has shifted after three years of rate anxiety and why many homeowners are choosing to “bite the bullet” on today’s higher rates rather than keep waiting.

Here’s what we discuss in this episode:

📉 Mortgage rates dipped a bit, refi and purchase apps are up

🏡 More inventory = less bidding war pressure

💸 Tariffs could influence inflation (and future rate decisions)

📊 Why buyers are accepting 6–7% rates as the “new normal”

 

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

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Call: 484-352-4151.

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