In this episode, I talk to Justin Honse who is a writer and citizen researcher of banking trends and microeconomics. In the past, he has worked in IT and at financial institutions doing business analysis and risk management. Justin caught my attention when he wrote a very clever article titled, "Merry Christmas, Peasants" about (Santa) Klaus Schwab. In the interview, I pick Justin's brain about negative rates, digital currency, digital ID, etc. We walk about propaganda, "financial inclusion," and the "useless class." You can learn more about Justin and read his work on justinhonse.medium.com.

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