Manley (freezing in Wisconsin) and Anthony (sipping piña coladas in Kauai) turn Home Alone into the ultimate 2026 mortgage battle plan. New $832k+ conforming loan limits, $180 billion in student loan forgiveness, $15k down payment grants, seller credits, and incoming rate cuts — we’re rigging paint cans, irons, and blowtorches against the Fed bandits trying to steal your homeownership dreams. This is Mile Marker #2 of “The Road Home” 12-part series. 

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