
Sign up to save your podcasts
Or


Episode 50 Recap: Revisiting Our Biggest FIRE Decisions, Community, and Plans
Josh and Elliot celebrate reaching 50 podcast episodes and recap prior discussions to see what changed. Josh’s high-mileage Chevy Colorado is still running and he plans a long road trip. Elliot revisits his housing case study and currently chooses to “do nothing” and stay put. Josh updates that his wife Lori remains full-time because part-time would lose benefits; they have “concepts of a plan” for a future withdrawal strategy involving possible 72(t), rental cash flow, cash/brokerage drawdowns, and Roth conversions, with a note to cover mechanics later. They discuss increased involvement in the FIRE community, including presentations and travel opportunities, and potential FOMO. Josh shares health and accountability updates (primary care completed, colonoscopy scheduled, dentist still pending). Elliot confirms canceling plans to move to France, staying off most social media, but using Amazon again. Josh decides against an early 401(k) withdrawal for home projects after high quotes and highlights listener feedback. They consider adding guests (including Lori) and recording in person, note the podcast loses money, and thank listeners for support.
00:00 Episode 50 Milestone
00:21 Why Recap Now
03:00 Car Series Update
04:53 Elliot Housing Decision
06:05 Josh Withdrawal Strategy
10:54 Listener Feedback Shoutouts
13:02 Can Elliot Retire Soon
14:19 Side Hustles Reality Check
17:51 Leaving FIRE Community
27:34 Health Accountability Goals
29:58 France Move Undo
30:41 Social Media and Amazon
36:59 401k Withdrawal Debate
41:07 Favorite Episodes and Regrets
43:07 Laurie Episode and Guests
44:13 Next 50 Episodes Plans
46:37 Podcast Money Talk
48:43 Final Thanks and Goodbye
Do you have feedback or suggestions? We want to hear from you!
Contact Elliot: [email protected]
Contact Josh: [email protected]
Josh’s other podcast: Stuck In Beta
Josh’s YouTube channel: How To Fix It Workshop
Any of these products help the show. Thanks for your support!
Buy Us a Coffee - One time donation or monthly, it’s up to you
We both use Mint Mobile and save a ton on our phone plan:
Empower is Josh’s choice for Net Worth and Budgeting
Wanna create a podcast? We use Descript
Looking for a new credit card? We’re big fans of Chase
Want to save money on gas, groceries and dining out? Try Upside!
Books mentioned in this episode:
Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI
By Elliot and JoshEpisode 50 Recap: Revisiting Our Biggest FIRE Decisions, Community, and Plans
Josh and Elliot celebrate reaching 50 podcast episodes and recap prior discussions to see what changed. Josh’s high-mileage Chevy Colorado is still running and he plans a long road trip. Elliot revisits his housing case study and currently chooses to “do nothing” and stay put. Josh updates that his wife Lori remains full-time because part-time would lose benefits; they have “concepts of a plan” for a future withdrawal strategy involving possible 72(t), rental cash flow, cash/brokerage drawdowns, and Roth conversions, with a note to cover mechanics later. They discuss increased involvement in the FIRE community, including presentations and travel opportunities, and potential FOMO. Josh shares health and accountability updates (primary care completed, colonoscopy scheduled, dentist still pending). Elliot confirms canceling plans to move to France, staying off most social media, but using Amazon again. Josh decides against an early 401(k) withdrawal for home projects after high quotes and highlights listener feedback. They consider adding guests (including Lori) and recording in person, note the podcast loses money, and thank listeners for support.
00:00 Episode 50 Milestone
00:21 Why Recap Now
03:00 Car Series Update
04:53 Elliot Housing Decision
06:05 Josh Withdrawal Strategy
10:54 Listener Feedback Shoutouts
13:02 Can Elliot Retire Soon
14:19 Side Hustles Reality Check
17:51 Leaving FIRE Community
27:34 Health Accountability Goals
29:58 France Move Undo
30:41 Social Media and Amazon
36:59 401k Withdrawal Debate
41:07 Favorite Episodes and Regrets
43:07 Laurie Episode and Guests
44:13 Next 50 Episodes Plans
46:37 Podcast Money Talk
48:43 Final Thanks and Goodbye
Do you have feedback or suggestions? We want to hear from you!
Contact Elliot: [email protected]
Contact Josh: [email protected]
Josh’s other podcast: Stuck In Beta
Josh’s YouTube channel: How To Fix It Workshop
Any of these products help the show. Thanks for your support!
Buy Us a Coffee - One time donation or monthly, it’s up to you
We both use Mint Mobile and save a ton on our phone plan:
Empower is Josh’s choice for Net Worth and Budgeting
Wanna create a podcast? We use Descript
Looking for a new credit card? We’re big fans of Chase
Want to save money on gas, groceries and dining out? Try Upside!
Books mentioned in this episode:
Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI